by Glenn Dalton 0 comments
Insurance, there’s always fine print that nobody reads, it’ll get you. We pay so much money every year for various types of insurance but the smallest discrepancy on our behalf and you probably won’t get a chance to say goodbye before they hang up. The definition of insurance is:
- an arrangement by which a company or the state undertakes to provide a guarantee of compensation for specified loss, damage, illness, or death in return for payment of a specified premium.
“many new borrowers take out insurance against unemployment or sickness”
- a thing providing protection against a possible eventuality.
“jackets were hung on the back of their chairs, insurance against an encounter with air-conditioning”“Provide a guarantee of compensation for specified…” “possible eventuality”, there are multiple ways these statements can be read. When it comes to a tree falling over in a storm, there is a lot more involved when it concerns your insurance policy regarding damages. It’s worth going over your policy. With the passing of Tropical Cyclone Oma, insurance companies must be receiving hundreds of calls regarding fallen tree claims.
If a tree has fallen onto my neighbour's house, am I liable or my insurer?Your insurance company must consider a number of factors prior to making payments, such as:
- Is the tree near a boundary
- Is the tree in a dangerous condition
- Is the tree type known to drop branches
- Is the tree health
A tree has fallen over and hit my parked car on the street, who is liable?Provided you have comprehensive car insurance, your car will be repaired but you are liable for the cost to remove the tree. If however, you are parked illegally there will be a few more hoops to jump through which may result in an unpayable claim.
Don’t leave it to chance, act now.Read your insurance documents, get your trees inspected or removed, and have a chat with your neighbour. You might have home and contents insurance but do they? You don’t want to be paying upfront costs or forever chasing somebody for damages to your home or property. Contact Professional Tree Works for any arborist work on the Gold Coast for a free quote or assessment. Remember, being proactive won’t just save your property, it may save someone's life.
This is a safetree guide that shows you how to planting within your property ‘powerline friendly’. Trees and palms that interfere with power lines and safety risk and can interrupt your electricity supply. You can help avoid the future need for trimming or removal of plants near powerlines by planting away from powerlines, or by planting ‘powerline friendly approved’ plants – which you can identify easily at your local nursery by looking for plants that carry the safetree symbol. ‘Powerline friendly approved’ plants are those that will not grow to within two metres of the main power lines that run along the street.* When it comes to the service lines that connect to your home, the heights vary, so your planting should vary accordingly. Some safetree species grow to four metres in height. Be aware of the power lines around your home when you position your plants and make sure you check the height they will grow to in maturity.
You will find on this guide:
- Safe tree on the internet
- Trees and powerlines should never meet
- Safe tree planting guidelines
- Planting safe trees
- Water saving tips
- Naturally occurring species
- Selecting a safe tree
- Exotic garden selection guide
- Native garden selection guide
- Fruit trees garden selection guide